Banking with Bluevine

that exceeds expectations.
A next-generation banking platform built to support your current needs and future growth—offering low fees, hassle-free transfers, and access to essential capital.

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Please note: Bluevine is a fintech provider, not a licensed bank.
All funds are FDIC-insured via Coastal Community Bank, Member FDIC, and our partner institutions.

Join Bluevine.com, the top-ranked small business banking network in the United States

  • 10 years serving entrepreneurs

  • Over 750,000 businesses supported²

  • $1.4+
    billion in deposits

  • $16+billion accredited to businesses²

Everything in one place
to simplify your financial operations

Get full access to checking, credit, billing, and financing from a single, unified interface

Smarter Business Checking that gives your capital more value 

Gain access to intelligent fund management tools, automated bill pay, and responsive support—with no need to visit a branch

  • Up to 1.5% APY for qualifying users³ on Standard or higher-tier plans
  • No maintenance fees, unlimited transactions⁴, and free standard ACH
  • FDIC coverage up to $3 million⁵
  • Choose a plan tailored to your business.
    Unlock even greater rewards with Plus or Premier—earn up to 3.7% APY and save on payment fees.⁶

Explore business checking

Business Capital to accelerate your vision

Apply online for a credit line of up to $250,000 or request a business loan of up to $500,000—all through a single streamlined process.⁷

Competitive rates and customizable repayment options

Apply without impacting your credit rating⁸

Decisions available in as little as 24 hours

Invoicing & Payment Tools that help get paid—fast

Easily create and manage invoices and payment links directly within your Bluevine dashboard

  • Issue unlimited professional invoices at no extra charge
  • Secure, Stripe-powered payment links⁹
  • Transparent and low-cost card processing

Explore business loans

Business Credit Card rewards with no yearly fees

Link your card to accounting software, build strong credit, and earn back on business purchases

  • Unlimited 1.5% cashback on qualified transactions¹⁰
  • Robust protection against fraud
  • Exclusive Mastercard benefits and perks¹¹

Invoice and payment links

Business credit card with unlimited cash back and
no annual fee.

Sync to your financial tools and build business
credit with consistent, on-time repayments.

  • Unlimited 1.5% cash back on all business purchases 10
  • Advanced security and fraud protection
  • Exclusive Mastercard perks and benefits 11

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Secure Digital Banking

  • Two-factor login

    to keep your account protected

  • Data encryption

    for personal and business safety

  • Real-time alerts

    for suspicious activity or transactions¹²

What our clients are saying

And why you’ll appreciate Bluevine too

The connectivity made it worth it—the ability to quickly draw straight to my business checking account and make repayments directly from there. It’s seamless and I can see everything. I liked the ability to have it all in one place.”

Cayden Y.
Tech Leaf

Technology

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Industry Recognition

  • bloomberg logo
  • cnbc logo
  • entrepreneur logo
  • forbes logo
  • inc logo
  • techcrunch logo
  • Best Checking Account for SMBs CNBC 2025
  • Leading SMB Banking Solution
    Tearsheet 2023
  • Power Partner Winner Inc. Magazine 2023
  • Top Free Business Account Nerdwallet 2025
  • Top Startup Employer Forbes 2023

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