Banking with Bluevine
that exceeds expectations.
A next-generation banking platform built to support your current needs and future growth—offering low fees, hassle-free transfers, and access to essential capital.
Please note: Bluevine is a fintech provider, not a licensed bank.
All funds are FDIC-insured via Coastal Community Bank, Member FDIC, and our partner institutions.
Join Bluevine.com, the top-ranked small business banking network in the United States
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10 years serving entrepreneurs
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Over 750,000 businesses supported²
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$1.4+
billion in deposits -
$16+billion accredited to businesses²
Everything in one place
to simplify your financial operations
Get full access to checking, credit, billing, and financing from a single, unified interface
Smarter Business Checking that gives your capital more value
Gain access to intelligent fund management tools, automated bill pay, and responsive support—with no need to visit a branch
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Up to 1.5% APY for qualifying users³ on Standard or higher-tier plans
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No maintenance fees, unlimited transactions⁴, and free standard ACH
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FDIC coverage up to $3 million⁵
- Choose a plan tailored to your business.
Unlock even greater rewards with Plus or Premier—earn up to 3.7% APY and save on payment fees.⁶
Business Capital to accelerate your vision
Apply online for a credit line of up to $250,000 or request a business loan of up to $500,000—all through a single streamlined process.⁷
Competitive rates and customizable repayment options
Apply without impacting your credit rating⁸
Decisions available in as little as 24 hours
Invoicing & Payment Tools that help get paid—fast
Easily create and manage invoices and payment links directly within your Bluevine dashboard
- Issue unlimited professional invoices at no extra charge
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Secure, Stripe-powered payment links⁹
- Transparent and low-cost card processing
Business Credit Card rewards with no yearly fees
Link your card to accounting software, build strong credit, and earn back on business purchases
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Unlimited 1.5% cashback on qualified transactions¹⁰
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Robust protection against fraud
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Exclusive Mastercard benefits and perks¹¹
Business credit card with unlimited cash back and
no annual fee.
Sync to your financial tools and build business
credit with consistent, on-time repayments.
- Unlimited 1.5% cash back on all business purchases 10
- Advanced security and fraud protection
- Exclusive Mastercard perks and benefits 11
Secure Digital Banking
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Two-factor login
to keep your account protected
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Data encryption
for personal and business safety
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Real-time alerts
for suspicious activity or transactions¹²
What our clients are saying
And why you’ll appreciate Bluevine too
Industry Recognition
- Best Checking Account for SMBs CNBC 2025
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Leading SMB Banking Solution
Tearsheet 2023 - Power Partner Winner Inc. Magazine 2023
- Top Free Business Account Nerdwallet 2025
- Top Startup Employer Forbes 2023
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